{"id":22157,"date":"2021-03-05T15:47:58","date_gmt":"2021-03-05T12:47:58","guid":{"rendered":"http:\/\/chpantalya.com\/?p=22157"},"modified":"2021-03-05T15:47:58","modified_gmt":"2021-03-05T12:47:58","slug":"budaktan-tasarrufa-dayali-finans-modeline-banker-krizi-uyarisi","status":"publish","type":"post","link":"https:\/\/chpantalya.com\/?p=22157","title":{"rendered":"BUDAK\u2019TAN TASARRUFA DAYALI F\u0130NANS MODEL\u0130NE BANKER KR\u0130Z\u0130 UYARISI"},"content":{"rendered":"

\u201cYEN\u0130 KAYNAK G\u0130R\u0130\u015e\u0130 OLMAZSA FELAKET OLUR\u201d<\/strong><\/p>\n

\u201cSAB\u0130T GEL\u0130RL\u0130N\u0130N EV ALMA \u0130\u015e\u0130 DUAYA KALMI\u015e\u201d<\/strong><\/p>\n

CHP Antalya Milletvekili \u00c7etin Osman Budak, tasarrufa dayal\u0131 finans modeli ile ev ve otomobil edindiren \u015firketlere y\u00f6nelik d\u00fczenleme yapan Finansal Kiralama, Faktoring ve Finansman \u015eirketleri Kanun Teklifinin g\u00f6r\u00fc\u015fmeleri s\u0131ras\u0131nda TBMM Genel Kurulunda bir konu\u015fma yapt\u0131. Sistemin dikkatle izlenmesi gerekti\u011fini dile getiren Budak, \u201cHassasiyetle izlenmezse 1980’li y\u0131llar\u0131n ba\u015flar\u0131ndakine benzer bir banker krizi ma\u011fduriyeti ya\u015famak ka\u00e7\u0131n\u0131lmazd\u0131r. \u00c7\u00fcnk\u00fc d\u00fczenlemeye \u00e7al\u0131\u015f\u0131lan alan saadet zinciri modelidir. Yeni kaynak giri\u015fi devam etmez, zincir bir yerden koparsa sistemin t\u0131kanmas\u0131 ka\u00e7\u0131n\u0131lmaz bir noktaya gelir ki as\u0131l felaket o zaman olur\u201d dedi.<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

Sistemin uzun zamand\u0131r d\u00fczenleme olmaks\u0131z\u0131n i\u015fledi\u011fini, hatta kendi ma\u011fdurlar\u0131n\u0131 bile yaratt\u0131\u011f\u0131n\u0131 dile getiren Budak, \u201cNeden bu kadar s\u00fcre beklenildi? H\u00e2lihaz\u0131rda ma\u011fduriyet ya\u015fayan bu vatanda\u015flar\u0131n durumlar\u0131 ne olacak?\u201d diye konu\u015ftu. Budak daha sonra \u015funlar\u0131 s\u00f6yledi:<\/p>\n

\u00a0<\/strong><\/p>\n

\u201c\u00dclkemizde as\u0131l ya\u015fanan sorun, bir t\u00fcrl\u00fc \u00fcstesinden gelinemeyen ekonomik krizdir. Bak\u0131n, \u00fclkemizde 2014 y\u0131l\u0131nda y\u00fczde 61,1 olan ev sahipli\u011fi oran\u0131 2019’da y\u00fczde 58,8’e geriledi, hele hele tasarruf yoluyla ev almak art\u0131k tamamen bir hayalden \u00f6teye ge\u00e7emiyor.\u00a0\u00a0Bak\u0131n, Google’da \u2018ev sahibi olmak i\u00e7in\u2019 diye bir t\u0131klama yap\u0131n, bir arama yap\u0131n, hemen \u00f6n\u00fcn\u00fcze \u2018ev sahibi olmak i\u00e7in dua\u2019 diye y\u00fczlerce sayfa a\u00e7\u0131l\u0131yor. Demek ki bu \u00fclkenin \u00fccretle \u00e7al\u0131\u015fan vatanda\u015flar\u0131n\u0131n, sabit gelirli yurtta\u015flar\u0131n\u0131n ev sahibi olabilmeleri i\u00e7in i\u015fleri duaya kalm\u0131\u015f, tabii istismarc\u0131lar bunu da s\u00f6m\u00fcrmeye \u00e7al\u0131\u015f\u0131yorlar.<\/p>\n

GEN\u00c7LER\u0130N EVLENMES\u0130 DE EV SAH\u0130B\u0130 OLMASI DA HAYAL <\/strong><\/p>\n

Ge\u00e7ti\u011fimiz g\u00fcnlerde T\u00dc\u0130K, evlenme h\u0131z\u0131 verilerini a\u00e7\u0131klad\u0131; buna g\u00f6re, evlenme h\u0131z\u0131, 2020’de on dokuz y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesine, 2001 rakamlar\u0131n\u0131n da gerisine d\u00fc\u015ft\u00fc. Yani vatanda\u015f ev alamad\u0131\u011f\u0131 gibi art\u0131k yuva da kuramaz h\u00e2le geldi. \u00dcniversite mezunu bir gen\u00e7, hayata 30 bin lira kredi borcuyla ba\u015fl\u0131yor. Bu kadar borcu varken nas\u0131l evlilik hayali kursun, nas\u0131l ev alabilsin?<\/p>\n

Tasarrufa dayal\u0131 finans sistemi ad\u0131 alt\u0131nda faaliyet g\u00f6steren \u015firketler kaynak sorunu ya\u015fad\u0131\u011f\u0131nda yine vatanda\u015flar\u0131m\u0131z\u0131n ma\u011fdur olaca\u011f\u0131n\u0131 unutmamam\u0131z gerekiyor. Hassasiyetle izlenmezse 1980’li y\u0131llar\u0131n ba\u015flar\u0131ndakine benzer bir banker krizi ma\u011fduriyeti ya\u015famak ka\u00e7\u0131n\u0131lmazd\u0131r. \u00c7\u00fcnk\u00fc d\u00fczenlemeye \u00e7al\u0131\u015f\u0131lan alan saadet zinciri modelidir. Yeni kaynak giri\u015fi devam etmez, zincir bir yerden koparsa sistemin t\u0131kanmas\u0131 ka\u00e7\u0131n\u0131lmaz bir noktaya gelir ki as\u0131l felaket o zaman olur.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

\u201cYEN\u0130 KAYNAK G\u0130R\u0130\u015e\u0130 OLMAZSA FELAKET OLUR\u201d \u201cSAB\u0130T GEL\u0130RL\u0130N\u0130N EV ALMA \u0130\u015e\u0130 DUAYA KALMI\u015e\u201d CHP Antalya Milletvekili \u00c7etin Osman Budak, tasarrufa dayal\u0131 finans modeli ile ev ve otomobil edindiren \u015firketlere y\u00f6nelik d\u00fczenleme yapan Finansal Kiralama, Faktoring ve Finansman \u015eirketleri Kanun Teklifinin g\u00f6r\u00fc\u015fmeleri s\u0131ras\u0131nda TBMM Genel Kurulunda bir konu\u015fma yapt\u0131. Sistemin dikkatle izlenmesi gerekti\u011fini dile getiren Budak, […]<\/p>\n","protected":false},"author":1,"featured_media":22158,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[52],"tags":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/chpantalya.com\/index.php?rest_route=\/wp\/v2\/posts\/22157"}],"collection":[{"href":"https:\/\/chpantalya.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chpantalya.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chpantalya.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chpantalya.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22157"}],"version-history":[{"count":0,"href":"https:\/\/chpantalya.com\/index.php?rest_route=\/wp\/v2\/posts\/22157\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/chpantalya.com\/index.php?rest_route=\/wp\/v2\/media\/22158"}],"wp:attachment":[{"href":"https:\/\/chpantalya.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22157"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chpantalya.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22157"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chpantalya.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}